
财务分析 Agent
三张表解析、比率、趋势、现金转换与一致性检查。
PACT / Corporate Banking / Credit Workstation
从企业材料到可审计的授信调查报告。
Five specialized Agents transform financial statements, corporate intelligence and supporting evidence into an auditable corporate-banking credit analysis.
Five-Agent Team
Financial and Intelligence Agents run in parallel. Analysis, Report and Audit follow a bounded dependency graph before the Human Credit Officer Gate.

三张表解析、比率、趋势、现金转换与一致性检查。

企业画像、股权图谱、司法风险、公开融资与信息缺口。

业务、财务、信用与外部风险,偿债来源与压力情景。

将证据图与风险判断组织成完整、可打印的授信调查报告。

不默认信任前序结果;复核数字、来源、逻辑与授信建议。
Dependency Graph
The automated report-audit loop is capped at two revisions. Unresolved material findings escalate to a Human reviewer.
Report sentence → risk conclusion → metric → source document → original page or record.
Investigation Workspace
The static MVP registers local document coverage but never reads or uploads file contents. Use the synthetic scenarios to run the complete analytical workflow.
Credit Investigation
Financial Snapshot
Risk Radar
Key Risks
Key Positives
Missing Evidence
Preliminary View
Evidence Lineage
Labels distinguish reported, calculated, user-provided, synthetic and missing information.
| ID | Source | Period | Trace |
|---|
Independent Audit
Automated revision cap: 0 / 2
Audit Trail
Credit Investigation Report
Human Credit Officer Gate / 人工授信决策
AI can extract, research, calculate, analyze, draft, audit and recommend. Authorized people retain final credit judgment and accountability.
AI handles information complexity.