.product-team {
  background: #fff;
}

.team-hero {
  margin: 0 0 34px;
  position: relative;
  background: #071b33;
  overflow: hidden;
}

.team-hero img {
  width: 100%;
  display: block;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.team-hero figcaption {
  position: absolute;
  inset: auto 0 0;
  padding: 17px 22px;
  color: #fff;
  background: rgba(4, 20, 38, 0.82);
  font-size: 12px;
  text-transform: uppercase;
}

.product-agent-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  background: #d8e0e7;
  border: 1px solid #d8e0e7;
}

.product-agent-grid article {
  background: #fff;
  min-width: 0;
}

.product-agent-grid img {
  display: block;
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
}

.product-agent-grid article div {
  padding: 24px;
  min-height: 235px;
}

.product-agent-grid span,
.product-agent-grid b {
  font-size: 11px;
  text-transform: uppercase;
  color: #003d7c;
}

.product-agent-grid h3 {
  font: 400 27px Georgia, serif;
  color: #071b33;
  margin: 14px 0;
}

.product-agent-grid p {
  font-size: 14px;
  line-height: 1.6;
  color: #66788a;
}

.authority-strip {
  margin-top: 28px;
  padding: 20px 22px;
  background: #071b33;
  color: #fff;
  display: flex;
  align-items: center;
  gap: 17px;
  font-size: 12px;
}

.authority-strip strong {
  color: #30b9d4;
  text-transform: uppercase;
}

.authority-strip i {
  height: 1px;
  flex: 1;
  background: #45617b;
}

.ficc-team {
  background: #f4f7f9;
}

.president {
  display: grid;
  grid-template-columns: minmax(320px, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(36px, 7vw, 100px);
  align-items: center;
  color: #fff;
  background: #071b33;
}

.president-image img {
  display: block;
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
}

.president-copy h2 {
  margin: 0;
  font: 400 clamp(40px, 5vw, 68px) / 1.04 Georgia, serif;
}

.president-intro {
  max-width: 680px;
  margin: 24px 0;
  color: #c6d8e7;
  font-size: 17px;
  line-height: 1.65;
}

.president-lenses {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.president-lenses span {
  padding: 8px 10px;
  border: 1px solid #45617b;
  color: #d8e4ec;
  font-size: 11px;
  text-transform: uppercase;
}

.executive-contract {
  margin: 28px 0 20px;
  padding: 20px;
  border-left: 3px solid #30b9d4;
  background: #0b2949;
}

.executive-contract b {
  color: #82dcec;
  text-transform: uppercase;
  font-size: 11px;
}

.executive-contract p {
  margin: 10px 0 0;
  line-height: 1.55;
}

.president-copy small {
  display: block;
  margin-top: 18px;
  color: #9eb1c2;
}

.report-link {
  display: inline-block;
  padding: 13px 16px;
  background: #fff;
  color: #071b33;
  text-decoration: none;
  font-size: 12px;
  font-weight: 700;
}

.tutor {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(300px, .9fr);
  gap: clamp(32px, 6vw, 84px);
  align-items: center;
  background: #eef4f7;
  color: #10253b;
}

.tutor-copy h2 {
  margin: 0;
  font: 400 clamp(40px, 5vw, 68px) / 1.04 Georgia, serif;
}

.tutor-intro {
  max-width: 720px;
  margin: 22px 0;
  color: #405669;
  font-size: 17px;
  line-height: 1.65;
}

.tutor-flow {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 16px 0;
  border-top: 1px solid #bdcbd5;
  border-bottom: 1px solid #bdcbd5;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
}

.tutor-flow i {
  height: 1px;
  flex: 1;
  background: #218ca2;
}

.tutor-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  margin: 24px 0 18px;
  background: #bdcbd5;
  border: 1px solid #bdcbd5;
}

.tutor-grid article {
  min-height: 126px;
  padding: 18px;
  background: #fff;
}

.tutor-grid b {
  color: #087b91;
  font-size: 11px;
  text-transform: uppercase;
}

.tutor-grid p {
  margin: 10px 0 0;
  color: #536777;
  font-size: 13px;
  line-height: 1.55;
}

.tutor-copy small { color: #657986; }
.tutor-report-link { display: inline-block; margin: 0 0 18px; padding: 13px 16px; background: #071b33; color: #fff; text-decoration: none; font-size: 12px; font-weight: 700; }
.tutor-image { margin: 0; background: #071b33; }
.tutor-image img { display: block; width: 100%; aspect-ratio: 3 / 4; object-fit: cover; object-position: center top; }
.tutor-image figcaption { padding: 13px 16px; color: #d8e4ec; font-size: 10px; text-transform: uppercase; }

.research-contract {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 28px;
  padding: 18px 20px;
  border: 1px solid #d8e0e7;
  background: #fff;
  color: #10253b;
  font-size: 11px;
  text-transform: uppercase;
}

.research-contract i {
  height: 1px;
  flex: 1;
  background: #30b9d4;
}

@media (max-width: 900px) {
  .tutor,
  .president {
    grid-template-columns: 1fr;
  }

  .tutor-flow { align-items: flex-start; flex-direction: column; }
  .tutor-flow i { width: 100%; flex: none; }

  .product-agent-grid {
    grid-template-columns: 1fr;
  }

  .authority-strip {
    align-items: flex-start;
    flex-direction: column;
  }

  .authority-strip i {
    width: 100%;
    flex: none;
  }

  .research-contract {
    align-items: flex-start;
    flex-direction: column;
  }

  .research-contract i {
    width: 100%;
    flex: none;
  }
}

@media (max-width: 560px) {
  .tutor-grid { grid-template-columns: 1fr; }
}